01
The concept
Colorado mountain homeowners are getting non-renewal letters from State Farm, Allstate, and USAA because insurers can't price wildfire risk anymore. Backburn flips the script: feed in your address and home photos, and our AI generates an insurance-grade Mitigation Dossier — defensible-space audit, NFPA 1144 checklist, photo evidence template, and a cover letter — that you submit to either keep your policy, qualify for a 5–25% IBHS Wildfire Prepared discount, or get approved by the Colorado FAIR Plan. Same data the insurers use, finally working for the homeowner.
02
Where it stands
The archived incubator verdict was BUILDIT (SVI 0.73 · LTV:CAC 3.1:1). That is an internal research signal, not a current market claim.